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Loan calculator

Every charge that would appear on your bill of sale, itemised — nothing is hidden and nothing is added later. Our two dealer fees are fixed; change anything else to see what it does to your total and your payments.

Vehicle & trade-in

Reduces the amount you are taxed on.

Dealer fees

These are our standard charges, set by us rather than by the deal. Both are shown on every bill of sale and both are taxable.

Administration fee

$150.00

Our standard documentation and registration handling fee, on every sale.

Safety certification

$800.00

Ontario Safety Standards Certificate. Every financed car is certified, so this is on every deal this page can quote.

Optional protectionnone added

Ask us for a quote for this vehicle. Taxable.

If you financeadd a rate

Lender and lien registration charges. Not taxed.

Your approved rate depends on your credit.

What it costs

Enter a vehicle price to see every charge itemised and your total.

  • Administration fee$150.00
  • Safety certification$800.00
  • Ontario HST13%

Those are our only dealer charges. Nothing else gets added at signing.

An estimate, not a financing offer — your approved rate and term depend on your credit, and licensing and registration are paid at ServiceOntario and are not included. Tax shown is Ontario HST; a vehicle delivered outside Ontario is taxed at that province’s rate, which we work out with you before you sign.